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AI Receptionist vs Answering Service vs Hiring a Receptionist: Real Costs in Canada (2026)

September 28, 20267 min readBy Tiago Jahchan

Short answer

Hiring a full-time receptionist in Canada costs about $3,922 a month at the $21 median wage once you add employer CPP and EI, and it covers business hours only. Live answering services cost roughly CAD 130 to 975 a month for 50 to 500 minutes, with overages around $2.10 to $2.95 a minute. AI receptionists cost about $50 to $500 a month and answer 24/7. For trades that want calls booked, not just messages taken, an AI receptionist is the best value in Canada. GLO’s starts at $297 a month in CAD and includes a new website built free.

Key takeaways

  • A full-time receptionist costs about $47,067 a year ($3,922 a month) at Canada’s median wage, before vacation pay, benefits and WSIB, and covers about 40 hours a week.
  • Live answering services bill by the minute, and trades calls blow through small plans fast: overages run about $2.10 to $2.95 a minute in CAD.
  • AI receptionists answer 24/7 for about $50 to $500 a month, and the better ones book the visit instead of taking a message.
  • At 300 call-minutes a month, GLO’s Front Desk comes to about $349.5, with a new website included.
  • The cheapest option isn’t always the best value. What matters is how many calls turn into booked jobs.

What are the three ways to answer your business phone?

You can hire someone, pay an answering service, or use an AI receptionist. Most trades businesses start with a fourth option, the owner’s cell phone and voicemail, which is free until you count the jobs it loses. Call-tracking company Invoca reports that 27% of calls to home-services businesses go unanswered, and fewer than 3% of callers who reach voicemail leave a message.

The three options at a glance (Canada, 2026)
Hire a receptionistLive answering serviceAI receptionist
Typical monthly costAbout $3,922 (median wage + CPP + EI)About CAD 130–975 for 50–500 minAbout $50–$500
Hours coveredAbout 40 hours a weekOften 24/7; some plans business hours only24/7
Books the job?Yes, if trained and at the deskUsually takes a message; booking costs extra or isn’t offeredThe good ones book into your calendar
Busy-season surgeOne call at a timeOverage charges per minuteAnswers many calls at once
SetupHiring and trainingScript setupFrom self-serve to done-for-you

How much does it cost to hire a receptionist in Canada?

About $47,067 a year, or $3,922 a month, for one full-time receptionist at the national median wage. Government of Canada Job Bank data puts the median wage for receptionists at $21.00 an hour nationally and $20.50 in Ontario. Add the employer’s share of CPP and EI for 2026 and here’s the math:

Cost of one full-time receptionist in Canada (2026)
ItemHow it’s calculatedPer year
Wages$21.00 × 2,080 hours (40 h × 52 weeks)$43,680
Employer CPP5.95% × ($43,680 − $3,500 basic exemption)$2,390.71
Employer EI2.282% × $43,680$996.78
TotalBefore vacation pay, benefits, WSIB, hiring and training$47,067 (about $3,922/mo)
Wage: Job Bank, NOC 14101 Receptionists (updated Nov 19, 2025). CPP and EI: Canada Revenue Agency 2026 rates. Ontario median ($20.50) comes to about $3,829 a month.

And that buys one person for about 40 business hours a week. On one Ottawa paving company’s line, 28% of calls came in outside Monday–Friday 9 to 5. Covering every hour of the week with staff would take roughly four full-time people.

How much does a live answering service cost in Canada?

Most live answering services charge a monthly plan with a set number of minutes, then $2 to $3 for every extra minute. Trades calls run long and cluster in busy season, which is where the overages bite. Current published prices:

Live answering services serving Canada (prices as of September 2026)
ServicePlansOverageNotes
Posh (Canada)CAD 130 for 50 min, CAD 215 for 100 min, CAD 420 for 200 min, up to CAD 1,900CAD 2.10–2.30/minEffective Jan 1, 2026; month-to-month
AnswerConnect (Canada)CAD 325 for 100 min (+$75 setup), CAD 425 for 300 minCAD 2.75–2.95/minFrom its 2024 Canadian price list; the site now quotes on request
RubyUS$250 for 50 min, US$395 for 100 min, US$720 for 200 minNot publishedServes Canada; bills in US dollars; minutes rounded up
AnswerCanada$36 to $200 prepaid call packs$1.37–$1.80 per callMessage-taking only
AstraQomCA$49 for 150 min, CA$127 for 400 minCAD 0.35/minPrices cover 8-hour weekday shifts, not 24/7
From each provider’s own page or price list, viewed Sept 28, 2026. USD not converted.

How much does an AI receptionist cost in Canada?

About $50 to $500 a month, and some charge a flat fee for unlimited calls. Canadian-priced options include Clara (from $49.99 CAD, unlimited calls), Polaris Voice ($99 CAD for 150 minutes), Hey Jodie (C$99, unlimited minutes) and Mihron ($299 CAD). The differences that matter to a contractor are whether it books into your real calendar, whether it can put real jobs through to you live, and whether anyone sets it up for you. We compare ten of them in the best AI receptionist for Canadian contractors.

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What does 300 minutes of calls a month actually cost?

Here’s the same workload priced every way. Three hundred minutes is about 188 real conversations at the 1.6-minute average we saw on one Ottawa paving company’s line, a normal month for a busy crew.

Monthly cost for 300 call-minutes (worked example)
OptionHow it adds upMonthly costBooks into your calendar?
Full-time receptionistMedian wage + CPP + EI; business hours onlyAbout $3,922Yes, during office hours
Posh (live)CAD 420 for 200 min + 100 min × CAD 2.10About CAD 630Messages and scheduling per plan
AnswerConnect Canada (live)300-minute plan (2024 price list)About CAD 425Messages and scheduling per plan
Ruby (live)US$720 for 200 min + overage (rate not published)US$720 + overagePer plan
Polaris Voice (AI)500-minute Professional planCAD 199See plan details
Clara Pro (AI)Unlimited calls, live transfersCAD 89.99Answers and transfers
GLO Front Desk (AI)$297 with 150 min + 150 min × $0.35$349.5 CADYes, plus a new website built free
GLO Operating System (AI)$797 with 500 min included$797 CADYes, plus website and office software
Illustrative. Prices from providers’ own pages, Sept 28, 2026. Your call volume and mix will differ.

Some AI receptionists are cheaper than GLO for answering alone, and we’ll say so. If all you need is a bot to pick up and take details, Clara or Polaris will cost less. GLO’s price includes the things a trades business usually pays for separately: a new website, booking into your real calendar, live transfers with a summary, and a team that sets it all up and keeps it running.

Which option is best for a trades business?

Pick by situation
If you…Best option
Have steady office work beyond the phone (dispatch, invoicing, walk-ins)Hire, and add an AI receptionist for evenings and weekends
Want a human voice on every call and don’t mind per-minute billingLive answering service
Mostly need calls answered and details taken, on a tight budgetA low-cost AI receptionist
Want calls booked, real jobs put through, and the website handled for youGLO

What if my customers want to talk to a real person?

They still can, when it matters. A good AI receptionist handles routine calls and books visits, then puts real jobs, existing customers and emergencies through to you, with a summary before you pick up. On that Ottawa line, 224 calls were put straight through to the owner over one season, while the receptionist booked 58 estimate visits on its own.

Why GLO is the best value in Canada for trades that want calls booked

  1. It books, it doesn’t just answer: estimate visits go straight into your real calendar.
  2. It hands off the right calls: real jobs and existing customers reach your cell, with a summary first.
  3. It costs a fraction of a hire: $297 a month versus about $3,922 for one business-hours receptionist.
  4. It includes a new website, built free, so you’re not paying a web designer on top.
  5. It’s done for you: trained on your services, prices and area, approved by you before it goes live.

Not the right fit if…

you already have a full-time receptionist covering evenings and weekends, you want a human voice on every single call, or you only need the cheapest bot to take messages.

GLO plans (CAD, plus tax). Every plan includes: new website, built free, live in 7 days.
PlanMonthlySetupVoice minutesBest for
Front Desk$297/mo$0 setup · first month paid at signing150/moFor crews whose website and phone are losing them calls.
Operating SystemRecommended$797/mo$1,497 setup · 50% now, 50% at go-live500/moFor owner-operators who quote, invoice and chase deposits themselves. It's what the company in our case study runs.
Growth$1,497/mo$1,997 setup · 50% now, 50% at go-live1,000/moFor operators who want more jobs coming in, not just fewer missed.
Extra voice minutes: $0.35 each, on any plan. Prices in CAD, plus tax. Month-to-month after go-live, 30 days' notice. You own your data. Full details on the pricing section.

FAQ: answering the phone for a trades business

How much does it cost to hire a receptionist in Canada?

About $47,067 a year, or $3,922 a month, at the national median wage of $21.00 an hour, once you add the employer’s 2026 CPP and EI. That’s before vacation pay, benefits and WSIB, and it covers about 40 hours a week.

How much does an answering service cost in Canada?

Live answering services typically charge about CAD 130 to 975 a month for 50 to 500 minutes, with overages around CAD 2.10 to 2.95 per minute. Some sell prepaid call packs for message-taking only.

Is an AI receptionist cheaper than an answering service?

Usually, yes. AI receptionists cost about $50 to $500 a month and answer 24/7 without per-minute charges at that scale. The better ones also book the visit instead of taking a message.

Can an AI receptionist replace a human receptionist?

For answering and booking, yes. For in-office work like dispatch, walk-ins and paperwork, many businesses keep a person and use an AI receptionist for evenings, weekends and overflow.

What happens if I go over my minutes with GLO?

Extra minutes are $0.35 each on any plan. There are no per-call fees.

Do AI receptionists work in busy season?

Yes, and that’s where they shine. An AI receptionist can answer many calls at the same time, so a storm morning or the first warm week of spring doesn’t turn into a wall of voicemails.

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Tiago Jahchan

Written by

Tiago Jahchan

Founder, GLO

Tiago Jahchan is the founder of GLO, a Canadian company that builds websites, 24/7 AI receptionists and back-office software for trade and home-service businesses across Canada. He builds and runs the systems his clients use every day, and writes about what actually works when a trades business puts AI to work.

  • Founder of GLO, serving trade and home-service businesses across Canada
  • Builds and runs the AI receptionists and websites GLO clients use
  • Proven on a real Ottawa contractor’s phone line

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